Buying a home can be a complex and confusing process, but it doesn't have to be. With over 18 years of experience in real estate, I'll work with you through each step of the buying process to so you can effortlessly get your dream property.
Buying a home is one of the largest financial transactions you will make in your life, so there are many important questions to consider when purchasing a home. A CENTURY 21® REALTOR® goes beyond the transaction and will be there with you every step of the way. Trust the experience of a CENTURY 21 Realtor to help you find your dream home.
Whether you're a first-time or experienced buyer, I'll help you find the home or investment property that's right for you. I work with clients from all walks of life and will diligently work to find you a list of properties tailored to what you're looking for. With my client centred real estate expertise and negotiating skills, I'll ensure you get the best possible deal and a stress-free buying experience.
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
The process of determining the market value of a property.
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
The date on which the new owner takes possession of the property and the sale becomes final.
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
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I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer: